Making the process of meeting tax obligations straightforward, accessible, and less time-consuming. For many small businesses, navigating tax regulations can be complex and daunting, often requiring resources they might not have. By offering simplified tax compliance, Paymoja helps MSMEs manage their tax requirements without unnecessary complications.
Services
Mobile payments linked to mobile credit access is an innovative approach that helps MSMEs build a credit history based on their mobile transaction data. This process not only provides a convenient way for small businesses to make and receive payments but also opens doors to credit options that may otherwise be unavailable through traditional banking
Many MSMEs lack formal credit histories, making it difficult to access loans. Indigenous CRBs can help bridge this gap by recognizing alternative data sources, such as mobile payment histories or community lending records, thus enabling more MSMEs to qualify for credit.
Our custom software manages a a portfolio of loans or credit accounts, providing analysis and support to help MSMEs improve their credit profiles and financial health.
By acting as an intermediary, a digital consolidator we facilitate access to credit for borrowers.
Community
Use this data to tailor training programs, digital tools, and credit products effectively.
Partnerships
Negotiate favorable terms for MSMEs, such as flexible repayment plans or lower interest rates, to make credit more accessible and affordable.
Training
Offer both in-person and virtual sessions to accommodate MSME owners’ schedules and varying comfort levels with technology.
Evaluation
Use regular feedback sessions and surveys to refine services based on MSME feedback and track project impact over time.
Who we work with ?
Who we work with ?
Who we work with ?
November, 2024
Caritas Kampala
At Caritas Women’s Desk Kampala, collaboration is at the heart of what we do. We partner with diverse organizations, government agencies, NGOs, and community groups who share our commitment to uplifting women, youth, and vulnerable communities across Uganda. By working with financial institutions, we help ensure that women and youth-led businesses gain access to affordable credit and financial services. We collaborate with training institutions and industry experts to deliver practical skills in digital literacy, entrepreneurship, and vocational trades that empower individuals to thrive in a rapidly changing economy.
November, 2023
MTN MoMo
Our partnership with MTN is focused on empowering micro, small, and medium enterprises (MSMEs) by providing the tools and resources they need to thrive in a digital economy. Together, we leverage MTN’s robust mobile network and fintech services to facilitate affordable, reliable access to credit and digital tools for MSMEs across Uganda. Through MTN Mobile Money (MoMo), MSMEs can conduct secure transactions, manage finances efficiently, and access digital credit, removing traditional barriers to business growth.
November,2024
gnuGrid
In partnership with Gnugrid CRB, we’re working to empower micro, small, and medium enterprises (MSMEs) by facilitating responsible, accessible credit opportunities. This collaboration leverages Gnugrid CRB’s cutting-edge credit risk management solutions to provide MSMEs with accurate credit assessments, enabling them to access funding tailored to their needs and growth potential. Through this partnership, we help MSMEs establish credit histories, build financial credibility, and access vital financial resources for scaling their businesses.
Made with love for great people.
Read Terms & Conditions and Privacy Policy.