Services

What we do?

What we do?

What we do?

WHY? We use the power of technology to solve complex problems and make a difference in people's lives

Making the process of meeting tax obligations straightforward, accessible, and less time-consuming. For many small businesses, navigating tax regulations can be complex and daunting, often requiring resources they might not have. By offering simplified tax compliance, Paymoja helps MSMEs manage their tax requirements without unnecessary complications.

Mobile payments linked to mobile credit access is an innovative approach that helps MSMEs build a credit history based on their mobile transaction data. This process not only provides a convenient way for small businesses to make and receive payments but also opens doors to credit options that may otherwise be unavailable through traditional banking

Many MSMEs lack formal credit histories, making it difficult to access loans. Indigenous CRBs can help bridge this gap by recognizing alternative data sources, such as mobile payment histories or community lending records, thus enabling more MSMEs to qualify for credit.

Our custom software manages a a portfolio of loans or credit accounts, providing analysis and support to help MSMEs improve their credit profiles and financial health.

By acting as an intermediary, a digital consolidator we facilitate access to credit for borrowers.

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Community

Conduct surveys or focus groups with women and youth-led MSMEs to understand their primary challenges, digital skill levels, and credit needs.

Use this data to tailor training programs, digital tools, and credit products effectively.

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Partnerships

Partner with reliable digital credit providers and banks to consolidate accessible, low-cost financing options.

Negotiate favorable terms for MSMEs, such as flexible repayment plans or lower interest rates, to make credit more accessible and affordable.

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Training

Design beginner-friendly training on mobile banking, online payments, digital record-keeping, and e-commerce.

Offer both in-person and virtual sessions to accommodate MSME owners’ schedules and varying comfort levels with technology.

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Evaluation

Set measurable KPIs such as the number of MSMEs accessing credit, digital adoption rates, revenue growth, and customer reach.

Use regular feedback sessions and surveys to refine services based on MSME feedback and track project impact over time.

Who we work with ?

Who we work with ?

Who we work with ?

November, 2024

Caritas Kampala

At Caritas Women’s Desk Kampala, collaboration is at the heart of what we do. We partner with diverse organizations, government agencies, NGOs, and community groups who share our commitment to uplifting women, youth, and vulnerable communities across Uganda. By working with financial institutions, we help ensure that women and youth-led businesses gain access to affordable credit and financial services. We collaborate with training institutions and industry experts to deliver practical skills in digital literacy, entrepreneurship, and vocational trades that empower individuals to thrive in a rapidly changing economy.

November, 2023

MTN MoMo

Our partnership with MTN is focused on empowering micro, small, and medium enterprises (MSMEs) by providing the tools and resources they need to thrive in a digital economy. Together, we leverage MTN’s robust mobile network and fintech services to facilitate affordable, reliable access to credit and digital tools for MSMEs across Uganda. Through MTN Mobile Money (MoMo), MSMEs can conduct secure transactions, manage finances efficiently, and access digital credit, removing traditional barriers to business growth.

November,2024

gnuGrid

In partnership with Gnugrid CRB, we’re working to empower micro, small, and medium enterprises (MSMEs) by facilitating responsible, accessible credit opportunities. This collaboration leverages Gnugrid CRB’s cutting-edge credit risk management solutions to provide MSMEs with accurate credit assessments, enabling them to access funding tailored to their needs and growth potential. Through this partnership, we help MSMEs establish credit histories, build financial credibility, and access vital financial resources for scaling their businesses.