OUR SOLUTIONS
Everything money needs to move.
Five building blocks on one platform. Use one, or combine them all behind a single integration.
Payment Collections
01 / 05Accept payments from customers across mobile money, bank transfers and cards through one checkout and one API.
WHO WE SERVE
Built for the businesses moving Africa’s money.
From global digital brands entering African markets to banks extending their reach, Paymoja is the connection layer underneath.
01
E-commerce
Checkout that works with the way your customers already pay.
02
Gaming & entertainment
Instant top-ups and fast payouts for players and creators.
03
Streaming & subscriptions
Recurring billing on local channels, without card-only friction.
04
Fintech
Reliable payment rails behind your wallet, lending or savings product.
05
Financial institutions
Reach new channels and partners through one connection.
06
Enterprises & marketplaces
Collect from many, pay out to many, reconcile in one place.
DEVELOPERS
One API. Every channel. Live in days.
A single REST API for collections, payouts and status, predictable webhooks and a full sandbox. Build once and switch on new payment channels without new integrations.
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API overview
One API for collections and payouts, with step-by-step integration guides.
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Authentication
Secure API keys and authenticated requests.
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API reference
Every endpoint, parameter and response, documented.
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Webhooks
Real-time events for every transaction update.
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Sandbox
Test every flow end to end with no real money.
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Developer support
Work directly with our integration team.
SECURITY & COMPLIANCE
Trust is the infrastructure.
Moving money for businesses and institutions means security is never a feature. It is how everything is built.
Security by design
Security is built into our architecture, code and processes from day one.
Transaction security
Every payment is protected and monitored from initiation to settlement.
Data protection & privacy
Customer and business data handled with strict access controls.
Infrastructure reliability
Resilient infrastructure designed to keep payments running.
API & integration security
Authenticated access and verified webhook events for every integration.
Compliance & standards
Operating in line with regulatory requirements and industry standards.
RESOURCES
Learn how money moves.
Guides for your integration, insight into African payments and answers to the questions teams ask most.
LET’S GET STARTED
One conversation away from every payment network.
Tell us what you are building and the right team will get back to you.
New business customers
Start collecting and paying out across channels.
Get in touch →
Payment providers
Connect your network to more businesses.
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Institutional partners
Banks and MNOs exploring infrastructure partnerships.
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Developers & technical
Integration questions, sandbox and API access.
Get in touch →