Empowering MSMEs with Accessible Digital Credit Solutions

Based in Kampala

About Us

About Us

About Us

WHO? Paymoja is dedicated to empowering Micro, Small, and Medium Enterprises (MSMEs) by building their digital footprint and enhancing their access to financial resources. Through seamless mobile money onboarding, credit reference bureau integration, insurance, and simplified tax compliance support, we enable MSMEs to establish credibility, meet tax requirements, and secure the credit they need to grow.

Services

Services

Services

WHY? We use the power of technology to solve complex problems and enrich the lives of others.

Making the process of meeting tax obligations straightforward, accessible, and less time-consuming. For many small businesses, navigating tax regulations can be complex and daunting, often requiring resources they might not have. By offering simplified tax compliance, Paymoja helps MSMEs manage their tax requirements without unnecessary complications.

Mobile payments linked to mobile credit access is an innovative approach that helps MSMEs build a credit history based on their mobile transaction data. This process not only provides a convenient way for small businesses to make and receive payments but also opens doors to credit options that may otherwise be unavailable through traditional banking

Many MSMEs lack formal credit histories, making it difficult to access loans. Indigenous CRBs can help bridge this gap by recognizing alternative data sources, such as mobile payment histories or community lending records, thus enabling more MSMEs to qualify for credit.

Our custom software manages a a portfolio of loans or credit accounts, providing analysis and support to help MSMEs improve their credit profiles and financial health.

By acting as an intermediary, a digital consolidator we facilitate access to credit for borrowers.

Projects

Projects

Projects

All Projects
Women
VIEW PROJECT
Caritas Kampala
This project focuses on empowering women and youth-led MSMEs in Uganda by consolidating access to credit and promoting digitization. As a consolidator, Women’s Desk will streamline connections between MSMEs and digital credit providers, offering a simplified, secure pathway to financial resources. Additionally, we will provide digitization training to equip MSME owners with skills in digital record-keeping, mobile banking, and online transactions, helping them manage finances more effectively and improve business efficiency.
  • The access to digital credit allowed me to expand my operations, and the digital skills training helped me reach customers I never thought possible!

Say Hello

Say Hello

Say Hello

HOW? Have a question? Just drop us a line via email or make a WhatsApp call. We are available for new projects and interesting ideas.

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