Making the process of meeting tax obligations straightforward, accessible, and less time-consuming. For many small businesses, navigating tax regulations can be complex and daunting, often requiring resources they might not have. By offering simplified tax compliance, Paymoja helps MSMEs manage their tax requirements without unnecessary complications.
Empowering MSMEs with Accessible Digital Credit Solutions
About Us
About Us
About Us
WHO? Paymoja is dedicated to empowering Micro, Small, and Medium Enterprises (MSMEs) by building their digital footprint and enhancing their access to financial resources. Through seamless mobile money onboarding, credit reference bureau integration, insurance, and simplified tax compliance support, we enable MSMEs to establish credibility, meet tax requirements, and secure the credit they need to grow.
Mobile payments linked to mobile credit access is an innovative approach that helps MSMEs build a credit history based on their mobile transaction data. This process not only provides a convenient way for small businesses to make and receive payments but also opens doors to credit options that may otherwise be unavailable through traditional banking
Many MSMEs lack formal credit histories, making it difficult to access loans. Indigenous CRBs can help bridge this gap by recognizing alternative data sources, such as mobile payment histories or community lending records, thus enabling more MSMEs to qualify for credit.
Our custom software manages a a portfolio of loans or credit accounts, providing analysis and support to help MSMEs improve their credit profiles and financial health.
By acting as an intermediary, a digital consolidator we facilitate access to credit for borrowers.
Projects
Projects
Projects
- The access to digital credit allowed me to expand my operations, and the digital skills training helped me reach customers I never thought possible!Mildred
Business Owner
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